This insurance policy provides cover against loss or damage by Burglary or house breaking (i.e. theft following an actual forcible and violent entry of and/or exit from the premises) in respect of ..... Read More contents of House, offices, warehouses, shops etc and cash in safe or strong room and also damage caused to the premises. Read Less

It indemnifies the insured against loss of money in transit by the insured or insured's authorized employees occasioned by Robbery, Theft or any other fortuitous cause. Further the company ..... Read More shall also indemnify loss of money by Burglary, Housebreaking, Robbery or Holdup whilst money is retained at insured's premises in safe(s) or strong room.

Money: Money shall mean and include cash, Bank Drafts, Currency Notes, Treasury Notes,Cheques, Postal Orders and Current Postage Stamps.

Bank: Bank shall mean and include Bank of every description, Post Office, Government Treasury. Read Less

Lifts installed in the office or residential buildings and used for carrying passengers and goods may be insured under this class of insurance.
Lifts installed in Factories, ..... Read More hoists, cranes etc., are to be insured under Engineering Dept. policies.

It covers damage to all parts of a lift upto and including the main switch or circuit breaker adjacent to the motor generator and also provides cover against Insured's legal liability to pay for accidental bodily injury to Third Party and/ or accidental damage to wearing apparel or personal effects to Third Party (excluding Insured's family members and employees) arising out of the use of such lifts.

In case of goods carrying lifts this section includes accidental direct damage to third party property. This section also pays in addition, legal expenses incurred by the insured with the Company's written consent. Read Less

Special Contingency Policies are meant to be issued for risks which cannot be covered under standard specific policies.
This policy is intended to take care for contingencies, where ..... Read More cover is sought for a number of perils which are insurable separately under various policies and there does not exist a Standard Insurance Policy for covering the risk in its entirety. Read Less

This policy indemnifies employers against financial loss on account of forgery, defalcation, embezzlement and fraudulent conversion by employees. The object is to provide protection in ..... Read More respect of the default of an individual acting in some financial capacity such as Cashier, Accountant, Store-Keeper etc.

It indemnifies the insured against any direct pecuniary loss sustained by reason of any act of fraud/dishonesty committed by the employee.

The cover may be required in respect of a single employee or a number of employees. Read Less

Neon Signs, Sign Boards, Hoardings etc. displayed at business or office premises or on the sides or roofs of the buildings or on road ways can be insured under this class of insurance.

It covers loss or damage to the Pedal Cycle due to accident and Third Party Liability arising due to the use of the pedal cycle. The Liability limit upto Rs. 15,000/- is covered under the policy.

A policy comprising four sections, the Jewellers Block, covering stocks and stocks in trade, cash and currency notes, on premises, in transit and while in custody of employees/ directors/ partners/ ..... Read More brokers /agents against various perils.

Policy can be issued to Retailers and wholesalers dealing in Jewellery/ ornaments; Goldsmiths, Cutters, Diamontaires. Read Less

This is a combined policy to provide cover to owners and petrol pump against material loss or damage to ..... Read More the pump and third party liability.
Section I - covers the insured against loss of or Damage to the pumps by any cause other than those specifically excluded.

Section II - indemnifies the insured against the legal liability to pay compensation to third party in respect of death / bodily injury or damage to property belonging to third party caused by or through any pump. All costs and expenses for defence of claims incurred with the consent of the company are payable. Read Less

This insurance cover has been designed for home loan borrowers/lenders that can be taken by any Home ..... Read More Loan Lender such as Bank/ Employer/ Co-operative Society/ Financial institution or by the Home Loan Borrower himself.

The policy provides insurance protection to the extent of outstanding loan amount only.

Those who want comprehensive insurance protection should obtain separate insurance Policies Read Less

Salient Features: Policy can be issued to Amateur Golf players only and not to the Professional Golf Players.

Scope Of Cover:
Loss or damage due to Fire, Lightning, explosion of gas in ..... Read More domestic appliances, bursting and over flowing of water tanks or pipes, Air craft or articles dropped therefrom, Earthquake fire

or shock damages, Riot, Strike, malicious act, terrorism, Burglary housebreaking and theft,

Accident external means and Electrical & Mechanical breakdown. Read Less